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It’s amusing to see such Hue n cry to market crashing!!
What was anyone’s aim who came into this Market??
A good Fixed Deposit returns is worth if the tenure is 5 yrs where cumulative amount is added and FD gets matured and u can’t touch that amount for 5 yrs. Did you go to bank to see how is that money doing?? 
Similarly if anyone came into the markets with horizon of less than 5 yrs of timeline… They may be into shock, jolt, blow etc… !!
When one enters into market through stocks or MF, their is basic action done ie risk profiling!!
Risk profile is for downfall… What amount of downfall in ur portfolio can u accept? 10, 20 or 30 or even 50% losses??.
Based on that one gets exposed to Large, mid or small caps..
Today is the time where u find ur mind in right act or frame of risk profiling….
Their are two type of investors. One who buys and forgets for years…
Second who buys with a target, if he bought X shares for Rs 100 and has target for Re 150. On achieving the target he books profits, irrespective of anything.Regular booking of targeted profits.
So do u fit in any of these two options?
I am sure all those who are in state of shocks or in short majority of us are not either of one above.
And if you are post covid investors with none of above options… You are in for lot of losses.
But the beauty is losses and profits are not there till u sell ur holdings..
Please dont be in markets if horizon in stocks and MF is minimum.. I repeat minimum 5 yrs plus. Generally on average it should be 8-10 yrs plus… But 5 years is mandatory
Now look at ur portfolio. Where u stand?
All those who have been 10 yrs plus into investment are still in positive and once market recovers will double or triple the profits.
So ask yourself.. What was the Aim of your investment?
If jumping into flowing equity water was the only aim… U r tend to get washed off.. If their is anchorage of time beneath ur investment, you will float well.
Remember you are not trader… And as Investor True path to wealth is through the power of compounding!! And this power comes when u give time.
Patience, long term planning and aim can grow your money exponentially.
Your First crore of portfolio with own pay can take 7/8 years… But ur second crore of ur portfolio will come in next 4 yrs and then every 3/4 yrs u will double ur money…. By staying invested as per past performances. That’s the power of compounding and discipline
Have that Aim!
Have that patience!
Have that plan!
So just stay calm .. Don’t wait for one budget, one election, one policy… Wait for years 4/5/7 yrs etc…. Money is bound to be there… For u
Aim for ur share targets when u Buy… Just don’t buy because of any of local reasons or momentum. Don’t rush for penny or small caps for higher returns… Diversify ur portfolio as per risk returns.. Into large, small and mid caps
5 -7 yrs is minimum patience u should have…
Finally stay consistent with ur investment, don’t stop ur investment or SIP looking for bottoming of specific stocks or MF NAV. Consistency in investment and consistency in holdings for long term will sail u through…!!!!
And one important Tip which I can give is to shift to Mutual Funds and ETF than being in stocks…
They are well qualified Fund managers who are paid for their fund performance, that’s their bread and butter.
Ideally for a investor a distribution of
50% in Mutual fund
25 % in ETF
25% in stocks is advisable…
Our work profiles will change, today we have time …. Tomorrow we may not have when we move into next job/work. But our fund managers of MF and ETF will do job for us.
Happy Investing!!
Note: All investments are subject to market risks. Please check the fundamentals and other stock market parameters carefully in detail before investing. Also, it is always good to consult a qualified financial advisor for stock market investments. Opinions and Recommendations above are Authors’ personal, you are should carry out your own checks & balances and due diligence before investment.
